Fortune Destiny is a Multi level Marketing system that is combined with a Peer to Peer which means there’s no central account, the money circulate amongst us

there are 3 different ways to make money here, firstly you create an account and verify on your email then after login you will be given 3 sponsors to pay

🔑Sponsor 1 you pay R200

🔑Sponsor 2 you pay R200

🔑Sponsor 3 you pay R200
Once they have verified you then you will get your referral link and then you can choose from 4 packages to invest on

💷Plan one 15 days 40% growth
💷Plan two 30 days 60% growth
💷Plan four 45 days 80% growth
💷Plan five 60 days 100%growth

💰Minimum to start is R300
Maximum is R50,000📊

It does not compound, you get 10% direct referrals
Once you have referred more than 20 active members you get referral structure and able to earn from
✍Level 1=10%
✍Level 2=4%
✍Level 3=2%
✍And Bonus of R1000
There are random weekly bonuses for top recruiters

Join our telegram CLICK HERE

Meet us on Whatsapp as well CLICK HERE






Fortune Destiny is a Peer to Peer system which means there’s no central account, the money circulate amongst us

there are 3 different ways to make money here, firstly you create an account and verify on your email then after login you will be given 3 sponsors to pay
💷✔️Sponsor 1 you pay R200
💷✔️Sponsor 2 you pay R200
💷✔️Sponsor 3 you pay R200
Once they have verified you then you will get your referral link and then you can choose from 4 packages to invest on

Plan one 15 days 40% growth
Plan two 30 days 60% growth
Plan four 45 days 80% growth
Plan five 60 days 100%growth

Minimum to start is R300
Maximum is R50,000

It does not compound, you get 10% direct referrals

Referral bonus are withdrawable within 24 hours, minimum is R200

Once you have referred more than 20 active members you get referral structure and able to earn from
Level 1=10%
Level 2=4%
Level 3=2%
And Bonus of R1000
There are random weekly bonuses for top recruiters

Join our telegram CLICK HERE

Meet us on Whatsapp as well CLICK HERE

Here my link CLICK HERE


Working when it’s asked (most of the time from “9-5” or whatever the working schedule you have), taking meal breaks when it’s asked, having limited vacation (sometimes you still need to check mails during your vacation or, even worse, actually it is expected you to check mails) and only with approval and get a payment which is also limited. Even today I remember a true story with a conference call when the Global HR was very specific in mentioning that the point of company compensation is not for the expats to get rich. Nice, right? Imagine if people get rich and leave companies to live their own life the way they want. This is bad, right? The best for most companies is people to work hard and get paid just enough not to leave. So it is OK that the CEO makes few good million $ / year (something like the entire annual profit of an average market they have in portfolio) but the employees shouldn’t get rich … Go on click here
and have a look for yourself – it is public, so enjoy 🙂

You hear quite a lot and also often about restructuring, lay-offs or whatever names different companies used for firing people to “better manage the P&L” and make the organization leaner and more agile. Do you hear as often also that the global management decided to reduce their packages in order to fuel the company growth? Companies who do not value their people shouldn’t expect to be valued by their employees!

Most statistics say 7% of the world population is rich and the other 93% works for them. If we look in most iconic biographies of people belonging to the “7%”, you’ll almost never hear the common story / advice of “go to school, get good grades in order to get a good job, get married, buy a house and a family car, make kids, pay your bills, retire and die”. So what should be the purpose of doing all these? Because “everybody else is doing the same”? This is not a smart reason, from my point of view. So again, all these without a meaningful purpose… ? If this is your purpose and not happiness, like it is greatly visualised in the picture I used, you are (metaphorically) already dead but you just wait for the certificate – metaphorically speaking 🙂

If you really want to get free, you must do what free people do.

I understand that we all need to do what we have to do until we can do what we want to do but, if it is not clear what we want to do, we will do what other people are telling us to do: “go to school, get good grades …”  and we will never get out from the 93%. And if we teach our children the same scenario, guess in what category they will most probably land? “93” or “7%”?

If you do not plan your future, others will plan it for you. And guess what they will plan for you? Not much …

I like so much the picture I used for this article because it explains perfect where some people are heading “to be free”.

If this slogan ever worked, it is not working anymore. If you do what most people do, you’ll have most people have. This slogan of “go to school, get a job, …” is like a bible for 93% of people so, by following it, you cannot land on the “7%” category.

The hardest part is not to understand that you shouldn’t follow this scenario. The hardest part is actually to do it – get out from this scenario after years of hearing it around and seeing it around.

Wouldn’t be nice to earn enough so you can work only when you want, to travel where you want and to have the life style you want together with your loved ones? What most people will say about it? – it is impossible! And because it’s impossible, what they will do about it? Nothing!

You know that electricity didn’t appear from constant improvement of the candle.

But what we cannot imagine we will never have. So learn to dream BIG and you’ll see that what for other people it will look like magic, for you will be a reality.

If you are not the brave type which leave everything and start confidently something new when he/she see that the old you will not bring you where you want, at leaststart in your part time until you develop the second income stream which one day will grow bigger than your previous main income stream – that’s the time you should say GOOD BYE to the old you and say HELLO to the new you.

All the very best, until next time


Have you ever wondered why the rich keep getting richer while the poor stay broke while the middle class seem to be shrinking? This is evident when you examine the specific differences in how the poor, middle class and the rich spend their money.

We can associate all financial problems in life to lack of self-discipline, self-mastery and self-control in the way we spend money. People tend to spend everything they earn plus a little more, which is usually supplemented by loans and credit card debts.

One goal that most if not all of us have in common is we all want to make more money, we all want to have enough so we never have to worry about money again.

In my article this week, I bring out the perspective of a very simple concept yet so profound, it totally mesmerized me when I understood it.

Let us examine why the rich keep getting richer and the poor keep getting poorer while the middle class remains consonantly stressed out.

Before we get started, let us review some financial terms we shall keep dwelling on in this article that we are quite well aware of.

  1. Cash flow— to mean income or money you bring in or that which you have as income.
  2. Expenses – This is to mean money we spend in exchange of goods and services.
  3. Assets – The traditional definition of an asset is “something you own or have equity on”, however back  in the 90’s, Robert Kiyosaki the author of rich dad poor dad” introduced to us a new definition of “An asset is something that pays you” this shall be our preferred definition through out this article.
  4. Liabilities – This are things that costs you money, for example a house is typically classified

as an asset, but it can be classified as a liability. When we use our revised definition of “Assets are anything that cost you money” then it becomes a liability and not at all an asset. If you have a mortgage, your house is an asset to your banker, because it generates him or her income. But could a house also be considered an asset to you, Yes! In the right circumstances when it pays you money, say you buy a house and rent it out, and it brings you a positive cash flow every month after all expenses. That would then be considered an asset.

Now let’s look at how “broke “people spend their money.

When I say broke, I don’t mean the destitute, I mean those that form the large portion of our society that lives from pay cheque to pay cheque, and who never seem to have any money, in fact most times they have more of the month left than their money.

Am sure many can relate to this group. On pay day, broke people spend on what I will call, “Stuff” what is stuff? These are inexpensive things that people buy but do not really need to survive.

In our book keeping, the Cash flow comes in and then goes out to the expense column to buy stuff, entries made as below.

Cash flow / Income




Broke people never really take time to educate themselves on the major differences of assets and liabilities, they justify buying all of the stuff by claiming that they cost only a few shillings, however over the years, it’s all the tangibles they have. The problem is, their income never produced or create more cash flow. This is not a projectile thrown or targeted at any group, however it’s a response to an observation that a lot of difficulty is experienced out there which really doesn’t need to stay that way.

Creating wealth isn’t a mystery but a formula, the only reason someone doesn’t create wealth is because they either do not know the formula or don’t apply the formula even after becoming aware of it.

Let us look at the spending habits of the middle class.

The middle class is the group that the society mistakenly perceives as rich,in as much as they aren’t. Yes, they earn a six a figure income with most appearing as rich, but it’s what they buy with their money that keep them prisoners in this class.

What they typically spend their money on are liabilities. (Things that cost).

By buying liabilities the money gets into the expense and the liabilities accounts, an entry we make into our books as below.

Cash flow / Income







These liabilities are things like cars, houses, boats, credit cards debt and the like, those that attract other spending isles into our otherwise constant income.

Let’s see how this happens.

A middle class citizen gets a pay cheque of say R200,000. They then split that down in the middle and spend half on their monthly expenses and the other half they make, say for example part payment on a car they’ve been yearning to acquire. Once acquired, they find themselves spending through insurance, fuel and maintenance. That liability goes to add a more shillings up their expenses for the next few months, a few months go by after this and they want a house, then a boat, a vacation home and a Rolex watch or a vacation on their credit card. And before they know it, their liabilities have raised their total expense level to near or above their income level.

Cash flow / Income




Meaning they spend equal or more the amount they make. Meaning they have to make this amount of money every single month and extra, just to cover their liabilities.

Another important common issue with both the poor and the middle class is that normally all of their income is dependent on their own effort, meaning that they have educated themselves to exchange their knowledge, skills and expertise for someone’s money.

Take note, the money they earn is as well usually the highest taxed form of income.

Let’s take an example of a lawyer knowledgeable about law, they get paid in exchange for that knowledge on an agreed upon basis, the problem here is that if they are not sharing that knowledge through the services he/she is offering the client then he isn’t making any money.

This can cause a lot of stress and anxiety in their lives, and if you ever ask them to take them out on an afternoon, they very rarely can because of how much money it will cost them to take that time off. On the surface, life is pretty good.

Last we look at how the rich spend their money.

Rich people acquire assets, again an asset is something that pays you. If one wishes to be wealthy, buy assets that earn you money. Then get to understand and implement the money cycle principle.

The money cycle works like this. Acquire assets that produce income or generate a cash flow, invest the profits back to acquire more assets that will produce more cash flow. Investing profits back into acquiring more assets that produce more cash flow creates a growth loop that ensures expansion when properly managed.

The rich spend their money in acquiring things that produce more money. Some few examples of assets that produce more money include, stocks, bonds and real estate.

Education is another asset that generates money in that, if you learn something that helps you generate money and actually put it into use, qualifies it into the classification of an asset.

There is a saying that goes,

If you think education is expensive, you should see how much stupidity costs”.

Another example of assets you can acquire that pay you are cash generating opportunities, especially those opportunities that can create a passive cash flow, passive meaning that once you build it up, the money continues to flow whether you still building it or not.

Let’s say you buy a pinball machine and place it in a barber shop and don’t spend any of the profits elsewhere, you save them until you can buy another pinball machine and put it in another barber shop, which was by the way Warren buffets business and model of execution.

The rich are extremely eager to find those passive cash generating opportunities because these opportunities continue to pay them month after month, year after year, long after they stop working on the opportunity.

This happens again and again with successful entrepreneurs, they find a passive cash flow stream that continue to pay them month after month, year after year.

They then take the profits and multiply them into another passive cash generating opportunity, then another and another until the point they feel most comfortable.

In today’s life, there are more people achieving financial freedom faster than ever before.

When I speak of financial freedom, I don’t necessarily mean being filthy rich, but means you have enough wealth to live on without having to work for it, as opposed to it working for you.

With the below steps, you should be able to turn your financial standings.

1. Think positive of money, thinking negatively about money is an emotional obstacle you must eliminate in order to achieve financial freedom. It opens up more doors than you get to see with a negative judgment for money. For example, money does not grow on trees, Money is evil and many more.

2. Write a review of your financial goals and plan how to achieve it. Achieving financial freedom does not happen in random or in an up-hazard way, it is something you plan for, think about and work towards every single day with every available resources.

3. Plan every single day in advance, precisely the previous night if you can, or the morning before if unable to do it the previous night. Planning each day, week and month gives you better control of your finances, making you sharper and precise. You are better focused when you work from a plan. A plan makes it possible to achieve a better spending habit by planning how much you have to use or spend for the week, month, year or any period of your choice and tell on areas you can save.

4. Develop a habit of concentration, your ability to develop the habit of concentration ensures your personal financial success. The things you focus on and spend time on should be in direct alignment with your financial goals, this enables one to be completely aware of their expenditures as well which most times seem to ride on availability of floating cash.

5. Read books on financial freedom. Invest in self-improvement, read articles, listen to audio recordings, ensure you are always learning a thing or two about money. Improving yourself will directly improve on the skills you have on handling finances. Educate yourself, fill your mind with what it takes to become wealthy and find the resources that can help you get there. These range from blogs, web pages, books, seminars, go to the places that will get you more educated, identify those that fall within your industry and gain the necessary skills to dominate in your industry of choice, all sorts of avenues you can lay your hands on are at your disposal to achieve this.

6. Determine a course or a path that will deliver tangible returns, something you are passionate about and can follow, once you determine a way that will make an impact in your financial world, go ahead and execute.

Based on the theory “impact is equal to income”, the more people you impact, the more money you make in return. Check out those gifts and talents you have that can get you where you want to be if given an opportunity and developed.

7. Make a list of all the resources you need and start to go after it one by one, get those that are within reach.

8. Have a financial goal you wish to attain and allocate a time line to it. Specify a set period between which you target to achieve a set amount of income.

9. The secret of receiving is giving; give back, help others establish as well. The secret of receiving is giving, the only way you can get rich is by enriching others. If you do more than you are paid to do, you set yourself on a path of getting paid more than you do; Practice giving ideas, time, money, support and all you can afford, it is by giving that we receive.

10. Believe that you can and you will, be fair in the estimation of your self-value and your potential, then keep working at it slowly, steadily but surely.

In conclusion, you can’t find passive cash generating opportunities unless you are open to hearing about them without judging, approach them with an open mind and take time to understand how it works by yourself. Once you find them, you must be willing to see what fits best and then take action. These opportunities are out there, stay on it and you shall find them, you also must be opportunistic enough that when the right opportunity and situation presents itself, you don’t miss it. To help with this, learn the characteristics of opportunities and how they often present in your field of interest.

Remember, broke people buy stuff, the middle class buy liabilities and the rich buy cash generating assets that produces more cash flow.

The people who are fully committed and dedicated to making it happen are the ones that truly become wealthy.

If you have a vision, focus on it, if you have a dream chase it, whatever it is, consistently work at your craft, build the skill, become that go to person in that field. 

Dedicate yourself to the task whole heartedly and wealth will surely pave its way to you.